Car Finance
First car, fast car, tow car, executive car, sports car, or supercar. We have all areas covered for your next purchase.
What We Do
CCS Finance are an independent Asset & Vehicle financing business
CCS Finance are an independent Asset & Vehicle financing business with access to a large panel of lenders, which consists ofmainly commercial banks and some high street lenders.We pride ourselves on our professional and friendly service. With combined over 50 years of experience in vehicle sales & finance we will give honest advice.
We strive to give fantastic customer service, to gain trust and with that repeat business follows.
Commercial Funding
Vehicles, Vans, Tractor Units, Trailers, lorries, Coaches/Busses, Yellow plant equipment – excavators, cranes, diggers, dumpers and many more assets. Machinery, CNC machines, Printers, IT equipment.
We can also help and assist with cash flow solutions like, Commercial loans and Invoice finance.
As a company we want to build long lasting relationships with both businesses and the owners to be your first port of call when needed.
Vehicle and Asset Financing Services
We can provide competitive financing across a range of asset classes.
Growth Guarantee Scheme (GGS)
First car, fast car, tow car, executive car, sports car, or supercar. We have all areas covered for your next purchase.
Motorbike Finance
Sports, Touring, Superbike, Scooter, or Adventure Bike? Whatever your flavour is, we have lenders to accommodate your passion!
Leisure Finance
Looking to buy a Campervan or Motorhome? Are you a business who is looking to rent out a motorhome?
Commercial Vehicle & Haulage
Whatever you are hauling we can fund it. New or used, we have the right lenders to support growth or replacement of vehicles.
Business Finance
Short term to 6 years dependant on the lender. From a few thousand to several million pounds. Secured and unsecured available.
Invoice Finance
Invoice finance is a solution to help with cash flow within the transport, manufacturing, and recruitment sectors to name a few.
Property Finance
Looking to expand your portfolio or looking to purchase another investment property that needs to be purchased quickly.
Agricultural Finance
We have lenders who deal with agricultural equipment as their bread and butter. We have the right lenders that will support the clients needs.
Construction Finance
Whether your business is small or large we have lenders who can fund the smallest Mini Diggers to help the landscaping business.
Customer Feedback
Feedback from a selection of our happy customers.
Finance Options Explained
H.P (Hire Purchase)
H.P is a simple straight forward way of funding your next asset. Finance terms are usually 24 months to 60 months, however there are commercial lenders we have that will go longer, up to 84 months/7 years. Leisure finance which covers caravans and motorhomes 120 months/10 years is also available (subject to age of asset at the end of the agreement).
There is no big final payment on a hire purchase agreement only an option to purchase fee. This is when the title of the asset is then passed/transferred into your name.
Deposits on H.P can be from small to large depending on your budget and what you want to achieve. We will talk through your options and find out exactly what you want to do and tailor a finance package that you are happy with.
Lease Purchase (L.P / Hire Purchase + Balloon)
There is another option with Hire Purchase which a Lease Purchase / Hire Purchase with balloon. This is where there is a sum of money off set until the end of the agreement, which will help to reduce the term (to a maximum of 48 months.)
Re-Finance / Equity Release
Re-finance. Do you have a car already on finance or another asset that you want to look to reduce your costs on? Are you paying too much interest on the current car or are you at the end of a PCP? Are you looking to fund the final payment/GFMV and keep the car? This is a simple solution to raise money or reduce costs.
Equity release. Got a vehicle or an asset that is paid for but want to release equity to fund something else? This is possible for both private and businesses.
This can be used as a different way to raise funds in business or to purchase other assets, by having an unencumbered asset re-financed. This will then give you the opportunity to fund the new asset you require.